Or any other coffee shop for that matter.  Friends constantly complain to me that they don’t have money to travel, dine out at nice restaurants, or pursue other dreams and hobbies.  And yet, these same friends often check-in daily on Facebook to Starbucks, Caribou, or name your neighborhood coffee shop. “Getting my morning pick-me-up!” Wow!  What an incredible waste of money! I’m not hating on coffee shops or the entrepreneurs that run…